loanless app user? Access to your account has moved to the MONEYME app. Check your email for more information. Read FAQs
Borrow as little as $5,000 or as much as $70,000.
Get a personalised rate in as little as 2 minutes.
Never pay any monthly or early repayment fees.
Getting a quote won’t affect your credit score.
Getting a personal loan with loanless is quick and easy.
A personal loan is a great way to pay for your child's school, extra tuition or higher education fees. You could also borrow to cover all of those back-to-school expenses such as uniforms, text books, stationery and even school camps, all with the peace of mind that you’ve got it all covered.
With our great low rates, you could save on interest compared to putting these expenses on a credit card, and with no ongoing monthly or early repayment fees you can pay the loan off sooner.
You might be looking to upskill and help you progress your career or perhaps looking to make a change with a new degree or certificate. loanless can help you take that leap with an education loan to cover course fees, extra tuition and study resources like textbooks with a low rate personal loan.
Getting a personal loan with loanless is quick and easy.
In as little as 2 minutes we’ll give you a rate based on your credit profile.
It only takes 5 minutes for most people to complete their online application.
Once approved, we’ll have the funds in as little as 1 business day.
Consolidate your debts into a single repayment or pay for expenses that may be difficult to pay off with a credit card.
Choose between secured or unsecured loan options, loan terms up to 7 years and monthly or fortnightly repayments.
We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!
With great rates, flexible loan terms and repayment options, plus no monthly or early repayment fees you’ll have no trouble finding a loan to suit you.
| Loan details | Secured loans | Unsecured loans |
|---|---|---|
| Interest rates | From 6.99% p.a | From 7.99% p.a. |
| Comparison rates | From 7.06% p.a.* | From 8.06% p.a.* |
| Amount you can borrow | $5,000 to $70,000 | $5,000 to $70,000 |
| Loan terms | 2, 3, 5 or 7 years | 2, 3, 5 or 7 years |
| Repayment frequency | Fortnightly or monthly | Fortnightly or monthly |
| Asset security | Yes, you will need to provide an eligible asset as security | No security required |
| Monthly fees | None | None |
| Early repayment fees | Zero | Zero |
| Hidden fees | Zilch | Zilch |
