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Borrow as little as $5,000 or as much as $70,000.
Get a personalised rate in as little as 2 minutes.
Never pay any monthly or early repayment fees.
Getting a quote won’t affect your credit score.
Getting a personal loan with loanless is quick and easy.
Avoid missing out on all the best travel deals by using a loanless personal loan to fund your next holiday.
Secure your flights, accommodation and other big-ticket holiday expenses early and save with our great low rates.
Pay off your loan easily with one regular payment and enjoy the great benefits of no monthly or early repayment fees.
It’s easy to apply for a personal loan with loanless.
In as little as 2 minutes we’ll give you a rate based on your credit profile.
It only takes 5 minutes for most people to complete their online application.
Once approved, we’ll have the funds in as little as 1 business day.
Consolidate your debts into a single repayment or pay for expenses that may be difficult to pay off with a credit card.
Choose between secured or unsecured loan options, up to 7 year loan terms and monthly or fortnightly repayments.
We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!
With great rates, flexible loan terms and repayment options, plus no monthly or early repayment fees you’ll have no trouble finding a loan to suit you.
| Loan details | Secured loans | Unsecured loans |
|---|---|---|
| Interest rates | From 6.99% p.a | From 7.99% p.a. |
| Comparison rates | From 7.06% p.a.* | From 8.06% p.a.* |
| Amount you can borrow | $5,000 to $70,000 | $5,000 to $70,000 |
| Loan terms | 2, 3, 5 or 7 years | 2, 3, 5 or 7 years |
| Repayment frequency | Fortnightly or monthly | Fortnightly or monthly |
| Asset security | Yes, you will need to provide an eligible asset as security | No security required |
| Monthly fees | None | None |
| Early repayment fees | Zero | Zero |
| Hidden fees | Zilch | Zilch |
