loanless app user? Access to your account has moved to the MONEYME app. Check your email for more information. Read FAQs
Borrow as little as $5,000 or as much as $70,000.
Get a personalised rate in as little as 2 minutes.
Never pay any monthly or early repayment fees.
Getting a quote won’t affect your credit score.
Getting a personal loan with loanless is quick and easy.
Get that new car feeling with a great deal on a secured or unsecured car loan for your next new or used car purchase.
Getting a personal loan with loanless is quick and easy.
In as little as 2 minutes we’ll give you a rate based on your credit profile.
It only takes 5 minutes for most people to complete their online application.
Once approved, we’ll have the funds in as little as 1 business day.
You get to choose the repayment frequency and loan term that suits you! Select from fortnightly or monthly repayments.
We know you’re in a hurry to get your new wheels! If your car loan is approved, you could have the funds within 1 business day!
We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!
With great rates, flexible loan terms and repayment options, plus no monthly or early repayment fees you’ll have no trouble finding a loan to suit you.
| Loan details | Secured loans | Unsecured loans |
|---|---|---|
| Interest rates | From 6.99% p.a | From 7.99% p.a. |
| Comparison rates | From 7.06% p.a.* | From 8.06% p.a.* |
| Amount you can borrow | $5,000 to $70,000 | $5,000 to $70,000 |
| Loan terms | 2, 3, 5 or 7 years | 2, 3, 5 or 7 years |
| Repayment frequency | Fortnightly or monthly | Fortnightly or monthly |
| Asset security | Yes, you will need to provide an eligible asset as security | No security required |
| Monthly fees | None | None |
| Early repayment fees | Zero | Zero |
| Hidden fees | Zilch | Zilch |
