Make your home awesome
Home renovation loans to improve your space with comparison rates from 7.06% p.a.*
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Home renovation loans to improve your space with comparison rates from 7.06% p.a.*
Get My Rate
Borrow as little as $5,000 or as much as $70,000.
Get a personalised rate in as little as 2 minutes.
Never pay any monthly or early repayment fees.
Getting a quote won’t affect your credit score.
Getting a personal loan with loanless is quick and easy.
You might be looking to expand your family's living space, get your home ready to sell, or tidy up an existing bathroom or living space. Whatever your aim, a personal loan from loanless can help you fund your home renovation project.
Using a personal loan can also help you avoid adding unnecessarily to your mortgage and incurring additional interest over the life of your home loan. loanless offer no ongoing monthly or early repayment fees, meaning you can pay the loan off early with no penalty.
Sure, our unsecured personal loans are great, but did you know that by simply adding security (like a car) could help you access up to $70,000 and loan terms of up to 7 years? Now you can get those fancy taps.
Get My RateYou don’t need any elbow grease or DIY plans to apply for a home improvement loan. Fitting out a home can be expensive, but you don’t have to wait for years to save up for each individual item!
Many of our customers have used a home improvement loan to fund fitting out their existing home with new indoor or outdoor furniture, new appliances and whitegoods for the kitchen or laundry.
Moving is stressful, but the costs shouldn't need to be. You can use your loanless home improvement loan to fund the sale costs, fees and even stamp duty and removalists costs.
Don’t own a home? Relocation and moving costs are still expensive if you’re renting. A personal loan could make moving costs a bit easier to manage and perhaps help fund some new furniture.
Applying for a home renovation loan with loanless is quick and easy.
In as little as 2 minutes we’ll give you a rate based on your credit profile.
It only takes 5 minutes for most people to complete their online application.
Once approved, we’ll have the funds in as little as 1 business day.
Easily consolidate your debts into your home improvement loan to save in interest and enjoy the simplicity of a single repayment.
Choose between secured or unsecured loan options, up to 7 year loan terms and monthly or fortnightly repayments.
We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!
With great rates, flexible loan terms and repayment options, plus no monthly or early repayment fees you’ll have no trouble finding a loan to suit you.
Wondering about the difference between secured and unsecured is? In our helpful guide we get into the nitty gritty about both of these loan types to help you understand more.
| Loan details | Secured loans | Unsecured loans |
|---|---|---|
| Interest rates | From 6.99% p.a | From 7.99% p.a. |
| Comparison rates | From 7.06% p.a.* | From 8.06% p.a.* |
| Amount you can borrow | $5,000 to $70,000 | $5,000 to $70,000 |
| Loan terms | 2, 3, 5 or 7 years | 2, 3, 5 or 7 years |
| Repayment frequency | Fortnightly or monthly | Fortnightly or monthly |
| Asset security | Yes, you will need to provide an eligible asset as security | No security required |
| Monthly fees | None | None |
| Early repayment fees | Zero | Zero |
| Hidden fees | Zilch | Zilch |
